Moneti AI captures UPI, PhonePe, GPay, and bank card alerts zero-touch, features executive family ledgers, and introduces Moneti Bot 🧞♂️ — your conversational financial assistant. Log single or multi-item expenses by voice or text, backed by blazing offline speed and encrypted cloud sync.
Clean, automated, and private. Moneti AI merges automated banking detection with conversational intelligence and executive family accounting.
Instantly captures alerts from PhonePe, Google Pay, Paytm, Axis Bank, HDFC, SBI, ICICI, and cards. Extracts amounts, merchant names, and debit/credit status in real time.
Your conversational financial assistant. Simply speak or text: "Spent ₹450 on lunch and ₹1,200 for groceries today" — Moneti Bot logs it as a single entry or splits into multiple distinct transactions automatically. Also queries spending charts, debts, and budgets.
Tag household expenses to family members (Spouse, Child, Sibling, Parents). Real-time Executive Balance tracking shows exactly who spent what across the entire family.
Tag multi-member vacations (e.g. "Goa 2026"). Itemized category pills, auto-split shares, and one-tap professional PDF financial statement export for total transparency.
Effortlessly split group bills with friends, flatmates, and colleagues. Track net receivables live and send 1-tap WhatsApp payment reminders with deep-linked UPI requests.
Seamless Google Sign-In automatically backs up your financial ledgers to secure encrypted cloud storage. Switch phones or re-install anytime without losing your records, backed by offline-first local SQLite speed.
Experience both the conversational Moneti Bot 🧞♂️ and the Zero-Touch SMS Parser right in your browser.
Select a prompt or ask Moneti Bot to record an expense:
Moneti AI combines high-performance on-device transaction intelligence with contextual natural language reasoning. Ambiguous merchant descriptions, multilingual payment alerts (Hindi, Hinglish, regional bank formats), and complex multi-transaction expense logs are resolved seamlessly with zero privacy compromise.
By decoupling private PII from conversational intelligence, Moneti AI delivers an executive-grade financial copilot directly in your pocket.
We believe in building in public with absolute precision. Here is where Moneti AI stands today and what's launching next.
Automated SMS & UPI notification detection engine built. Blazing offline-first SQLite persistence with encrypted multi-device cloud backup. Standalone Android APK verified.
Family executive ledger, multi-family member tagging, dedicated vacation/trips outlay tracking, and shared group splits with 1-tap reminders.
Advanced on-device AI integration, conversational financial assistant testing, and multi-bank security validation.
Public Play Store production release. Global waitlist onboarding, automated bank reconciliation, and multi-currency support.
Join founders, digital power-users, and family executives who are reclaiming their financial clarity. Zero spam, exclusive early Android release invitations.